Saturday, October 10, 2015

Adopter/Voltage converter for US appliance to use in India

In US, electrical appliances uses 110V where as in India 220V is used.
Only adopter can't help. You will need adopter with Voltage converter


Where you can find it?

You can find it in "Travel accessorizes" section in many retail store and online
Some store names : Walmart, bestbuy, Macy's

To purchase online search with "international adapter and converter 220v to 110V

Below are some items which I have used personally and working fine without any issues.

Purchased from
Best buy : Insignia™ - All-in-One Travel Adapter/Converter - Black
Walmart : Pyle-meters PVTC120U Step Up and Step Down Voltage Converter Transformer with USB Charging Port


Before purchase check product specification supports for
1 Converts 220/240V to 110/120V
2 Watts : 0-50 watts support

Used for :
We are using it for grinder, ice shaver, ice-cream maker etc electric appliances for more that 2 years with any issues.


Sunday, May 31, 2015

Watch online free movies

Marathi Movies:
www.apalimarathi.com


Hindi Movies:
www.einthusan.com
www.dittotv.com
www.apnaview.com



Disclaimer: Please follow privacy and legal copy right act based on your ISP and country.

Sunday, April 19, 2015

USA to India Calling plan

What are the calling plan options available in USA to call India?

I used below calling plans :

1 Vonage


  • Unlimited local calls
  • Unlimited International calls(but read term & condition carefully, actually its 3000 minutes)
  • Provide mobile app
  • Support calling from two number at no cost
  • call forwarding, waiting & blocking feature 
  • Can be used as Land line, but you will need to purchase Handset (VTech or AT&T)


Various plans available from $9.99 to $27.99.
But when they say $9.99 per month plus taxes and fees it means that
$9.99+ approx. $8.00(Taxes and fees), so the total cost will be around $17.00 approximately.

They have contract and as well as without contract plans. I will suggest ask for without contract plan, so that any time you can stop service without contract breaking fee.


2 Rebtel

This is useful for those who already have phone with calling feature and want international call service.
Plans/Deals are available starting from
$2.00 for 200   minutes per month and


Compare to Vonage its more cheap service.
Flexible: Because as and when you need you can add credit to your account instead of fix monthly rental charges.

You cannot used it as Land Line phone.

Pin less dial and access number also available.

You can add multiple number to you Rebtel account.

If you referred by friend then you can get $5.00 credit in your account and you can used that credit as free trial. While registering search online for currently available voucher codes  and used it so that you can get more extra credit.
Use below your for referral benefits:
http://w.reb.tl/k6.c.cf.dKLN


They have new promotional offer now, $10.00 Unlimited, 30 days.



No Contract

3 Raza calling card

  • Dial local access code using your registered number with Raza
  • PIN less dial available
  • Plans starting from $9.99 per month + $ 3.99 approximately.
  • They have various plan from 880 minutes per month to unlimited calling
  • No Contract
They are many more options available. 

  • AmanTel
  • Dial91
  • telcan
  • IndiaLD
  • ZAPTEL
  • PINGO
  • 2YK




Saturday, February 14, 2015

Magic Bullet blender/mixer

Magic Bullet

Date :Nov-2014

Looking for a mixer/ blender works like Indian mixer???  

Magic bullet is an perfect product. there are some other products from magic bullet like Nutri bullet. Nutri bullet is something more powerful then magic bullet. 
But if you are using for a single family then magic bullet is sufficient. 

Magic bullet grind dry food in fine powder. 
It purees any food or fruit.  

It is available in some variations.  
1) 12 piece set (includes only 1 blade) 
2) 17 piece set (Includes 2 blades) 
3) 26 piece set (includes 3 blades)

Instead of buying some smoothie blender for cheap... magic bullet is an excellent option like an Indian mixer.

You can have look at walmart. It is available in $49-50. 
I bought it at costco just for $ 39 of 26 piece set. But I had mine in Thanks giving Deal.

The best thing with magic bullet is that it comes with several different mixing containers instead of just one big container. 

Replacement parts can be purchased very reasonably. 

Easy to use, easy to clean



how much it Costs to Have a Baby in USA

Based on my personal experience I'm sharing how much it cost to me so that you will get some idea to plan you budget.

Texas, Year-2014

Required around 10-12 visit

Dr. Fee for delivery
Delivery type normal :$2800.00
Delivery type C-Section :$3800.00


Hospital cost for 2 days : $9200.00 (in case of normal delivery and 2 day of stay at hospital, for mom & baby both)

Epidural Anesthesia : $3500.00


According my plan Cigna PPO benefits were as below
Prenatal care : $25 Copay(for all visit 100% after co-pay)
Including 3rd and 5th month sonogram
Deductible: $2000
Co-Pay & coinsurance for Hospital stay : $650 copay and then 20% of remaining amount
Cigna Discount : 1700

=Copay+deductible+hospital co pay+ 20 % total bill -any Insurance discounts
=25+2000+650+20%(2800+9200+3500-650-2000-1700)
=2675 + 20%(15500-2675-1700)
=2675+ 20%(11125)
=2675+ 2225
=$4900.00

Additional to this there may some cost for LAB test based on Insurance Plan
In my case it was $30.00 co-pay


Tip: When you make hospital bill you can negotiate bill with discounted rate. you may expect discount from 5%-20% vary based on mode of payment and hospital to hospital.

You can also meet Hospital, Prenatal account department to get quote and approximate cost. They can help & guide you based on your insurance plan.

You need to know your Insurance plan coverage for benefits.


If you have any questions please feel free to comment or ask through email (knowmyexperiences@gmail.com).



Other Expenses
Car Seat & Stroller: $150-$300
Crib : $200
Diapers & Wipes: $50 per month
Cloths : Up to you how much you want to spend :)