Based on my personal experience I'm sharing how much it cost to me so that you will get some idea to plan you budget.
Texas, Year-2014
Required around 10-12 visit
Dr. Fee for delivery
Delivery type normal :$2800.00
Delivery type C-Section :$3800.00
Hospital cost for 2 days : $9200.00 (in case of normal delivery and 2 day of stay at hospital, for mom & baby both)
Epidural Anesthesia : $3500.00
According my plan Cigna PPO benefits were as below
Prenatal care : $25 Copay(for all visit 100% after co-pay)
Including 3rd and 5th month sonogram
Deductible: $2000
Co-Pay & coinsurance for Hospital stay : $650 copay and then 20% of remaining amount
Cigna Discount : 1700
=Copay+deductible+hospital co pay+ 20 % total bill -any Insurance discounts
=25+2000+650+20%(2800+9200+3500-650-2000-1700)
=2675 + 20%(15500-2675-1700)
=2675+ 20%(11125)
=2675+ 2225
=$4900.00
Additional to this there may some cost for LAB test based on Insurance Plan
In my case it was $30.00 co-pay
Tip: When you make hospital bill you can negotiate bill with discounted rate. you may expect discount from 5%-20% vary based on mode of payment and hospital to hospital.
You can also meet Hospital, Prenatal account department to get quote and approximate cost. They can help & guide you based on your insurance plan.
You need to know your Insurance plan coverage for benefits.
If you have any questions please feel free to comment or ask through email (knowmyexperiences@gmail.com).
Other Expenses
Car Seat & Stroller: $150-$300
Crib : $200
Diapers & Wipes: $50 per month
Cloths : Up to you how much you want to spend :)
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